1. Eligibility & Accounts

• To use the Service, you must be at least 18 years old.
• You agree to provide accurate and complete information when registering for an account.
• You are responsible for maintaining the confidentiality of your login credentials and all activities under your account.
• You must not share, transfer, or sell your account access to others.
• We reserve the right to suspend or terminate any account that violates these Terms.

2. Use of the Service

• The Service is provided for personal account management and informational purposes only.
• You agree not to use the Service for unlawful activities, including fraud, hacking, or unauthorized access.
• You must not interfere with or disrupt the integrity, security, or performance of the Service.

3. Financial Disclaimer

• Any balances, payout values, or asset allocations shown within the Service are for informational purposes only.
• Quantum Financial System does not provide financial, investment, tax, or legal advice.
• You acknowledge that all displayed values may represent simulated, administrative, or estimated figures.
• We are not liable for any financial decisions made based on information within the Service.

4. Payments & Payouts

• If payouts are enabled, they are subject to administrative approval and confirmation.
• Dates and amounts of payouts displayed in the Service are estimates and may change.
• We are not responsible for delays, errors, or technical issues that may affect payout processing.
• If the Service is being used as a concept or demo system, no actual monetary transactions take place.

5. Intellectual Property

• All design elements, branding, software, and content available through the Service are owned by Quantum Financial System or its licensors.
• Users may not reproduce, distribute, modify, or resell any part of the Service without prior written consent.

6. Termination of Accounts

• We may suspend or permanently terminate your account without prior notice if:
  • You violate these Terms.
  • You attempt to manipulate, exploit, or damage the Service.
  • Fraudulent or suspicious activity is detected.
• Upon termination, your right to access the Service will cease immediately.

7. Limitation of Liability

• The Service is provided on an “AS IS” and “AS AVAILABLE” basis.
• We make no warranties, expressed or implied, regarding accuracy, reliability, or availability.
• To the maximum extent permitted by law, Quantum Financial System shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service.

8. Privacy & Data Handling

• We collect and store user information such as email, account details, balances, and transactions.
• Your data will not be sold or shared with third parties except when required by law.
• By using the Service, you consent to our data collection and handling practices.
• For detailed information, please refer to our Privacy Policy (recommended as a separate page).

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Country], without regard to its conflict of law provisions.

10. Changes to Terms

We may update these Terms at any time. Any changes will be effective once posted on the Service. Continued use after changes indicates acceptance of the new Terms.